Which would you rather influenced YOUR financial patterns most? Expected to be able to select an option? We're not that patronising. We feel sure that, given a choice, most people would want their OWN positive self-beliefs to influence how they handle money.
Our earth-bound society can tend to dwell on the negative. It uses negativity as a kind of comfort zone. Let's face it, it's easier to believe you don't deserve to be successful, because that way, you don't even have to try.
The harder, more positive line is that you CAN magnetise money easily and effortlessly, using a balanced combination of reframed beliefs and of course, the key to success ... ACTION.